Health insurance when changing jobs

New job. Clearer coverage choices.

Leaving a job or losing benefits? Compare your next options around the dates, doctors and costs that matter to you.

Start with the two dates that matter.

Confirm it with your employer or plan administrator.

Verify the effective date and any enrollment requirements.

Eligibility and timing vary. Put the choices side by side before assuming one is your only option.

Losing qualifying health coverage may open a Special Enrollment Period.

Compare available plans, potential financial help, providers and coverage dates.

Ask whether you are eligible to join, what it costs and which enrollment deadline applies.

If available, compare continuation coverage such as COBRA with other options. Review the full premium, deadlines and how long coverage can last.

A little preparation can make the transition easier to manage.

Confirm providers and medications under the exact new plan.

Save enrollment confirmations and verify any required first premium.

An inquiry or application alone does not start insurance. Confirm the effective date before canceling an existing plan.

Enrollment opportunities can be time-sensitive. Check promptly rather than waiting until you need care.

Bring your coverage end date and your questions. We’ll help you compare the next step.

An inquiry does not activate coverage.