Health insurance for the self-employed
Work for yourself. Plan for your health.
Explore individual and family coverage around your household, income and care needs, with help making sense of the options.
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Your coverage deserves a place in the business plan.
Start with what your household needs, then compare the cost of keeping that care within reach.
Your household
Who needs coverage? Which doctors and medications matter? When would a new plan need to start?
Keep current coverage details handy so you can compare the next step.
Your whole budget
Compare the premium alongside costs for visits and prescriptions, plus what you could afford in a year with unexpected care.
A low premium is only one part of the picture.
Variable income makes the income question important.
Marketplace financial help depends in part on estimated annual household income.
Think about the full year
Use the application’s instructions to estimate household income, rather than only your busiest or slowest month.
Keep the application current
When income or household details change, update your Marketplace application. Assistance can change too.
A place to begin: Marketplace coverage.
Individual and family Marketplace plans may be an option when you do not have job-based coverage. Eligibility and financial assistance depend on your circumstances.
Have these details nearby
Your ZIP code and who needs coverage
Expected annual household income
Current plan, doctors and prescriptions
The date you need new coverage to begin
An inquiry does not activate coverage.